Zirconia Felt Goat Silk Armor for Characters

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Zirconia Felt Goat Silk Armor follows the rules for standard infantry armor with the following exceptions: 1, ZFGS Armror has triple durableness that standard infantry armor has, has a BV triple that of standard infantry armor, costs sixteeen times as much as standard infantry armor, and is early 21st Century technology; heavy ZFGS armror characters may exist, but apply a +6 modifier in addition to all other applicable modifiers for any swarming attack attempted.